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Financial Counseling

    Results: 17

  • AARP Tax Aide Programs (1)
    DT-8800.0100

    AARP Tax Aide Programs

    DT-8800.0100

    Programs sponsored by the American Association of Retired Persons (AARP) and the Internal Revenue Service (IRS) that provide tax preparation assistance for persons age 60 and older, particularly those who are confined to their residences or retirement communities. The service, which is also known as Tax Counseling for the Elderly or TCE, is provided by volunteers trained by the IRS.
  • Credit Counseling (2)
    DM-1500.1500

    Credit Counseling

    DM-1500.1500

    Programs that provide assistance for people who want to improve their understanding of the consumer credit lending and collections systems, and maximize their skill in using credit. Services may include help in completing credit application forms, understanding how credit information is analyzed, choosing the best credit cards and/or interest rates available, determining how many credit cards can be managed, protecting one's credit information, communicating with creditors, improving poor credit reports and associated credit scores, eliminating credit card debt and dealing with other credit card issues.
  • Debt Management (1)
    DM-1800

    Debt Management

    DM-1800

    Programs that provide assistance for individuals who are having difficulty meeting their financial obligations and, as a result, may be faced with bankruptcy or loss of their home or property.
  • Estate Planning Assistance (3)
    FT-2700

    Estate Planning Assistance

    FT-2700

    Programs that offer a review of options and assistance to people who want to provide for the administration and/or protection of their assets during their lifetime, develop a plan for managing their finances in the event of a disabling illness, prepare binding instructions for the health care they wish to receive or avoid should they become terminally ill, make arrangements for the disposition of their assets with a minimum amount of taxation upon their death and provide for the administration of their estate should their spouse or other beneficiaries be incapable of managing their affairs. Estate planning provides an opportunity for individuals to make their wishes known and to name the person(s) who will be responsible for carrying out those directives. Tools available during the estate planning process include a Last Will and Testament, durable power of attorney for health care, durable financial power of attorney and a directive to physicians such as a living will, natural death directive or other state-recognized document. A revocable living trust may also be appropriate in some circumstances.
  • Fraud Prevention (2)
    FN-1500.2050

    Fraud Prevention

    FN-1500.2050

    Programs that help older adults, people who live alone and other vulnerable individuals become aware of the scams and con games that are most frequently used to induce victims to part with their money or valuables. Common scams include fraudulent prize offers, "free" travel packages that have hidden costs or which never materialize, "get rich quick" investments that turn out to be worthless, tax debt/refund scams, phony charities with names that are similar to well-known organizations and schemes involving promises to recover an individual's money following their victimization by another scam.
  • Home Purchase/Mortgage Refinance Loans (2)
    BH-3500.3400

    Home Purchase/Mortgage Refinance Loans

    BH-3500.3400

    Programs that provide loans for people who want to buy their own homes or arrange refinancing of their mortgages.
  • Investment Counseling (2)
    DM-3300

    Investment Counseling

    DM-3300

    Programs that provide information and guidance for people who want to purchase securities or place money or property in business ventures, real estate or other investment plans for the purpose of earning profits. Included are programs that focus on wealth building through a combination of investments, debt reduction and savings to realize long or short-term financial goals which may include having an emergency fund, owning a home or a business, paying for a child's education or having enough money to live comfortably during retirement years.
  • Money Management (2)
    DM

    Money Management

    DM

    Programs that provide assistance for people who want to build personal wealth, obtain credit and use it responsibly, access their credit reports and correct erroneous information, pay their bills in an orderly way, reduce their debt burden and/or manage their financial resources more effectively. The objective of money management programs is to help individuals and families become more financially stable and achieve long-term economic independence.
  • Motor Vehicle Tax Information (1)
    DT-8700.5000

    Motor Vehicle Tax Information

    DT-8700.5000

    Programs that provide information about the annual taxes on motor vehicles owned by local residents collected by state and/or municipal offices. The tax, the amount of which varies depending on the assessed value of the vehicle, is usually paid at the time the vehicle is registered or the registration is renewed, and can be deducted from federal income taxes by those who itemize.
  • Personal Financial Counseling (5)
    DM-6500

    Personal Financial Counseling

    DM-6500

    Programs that help people who are having difficulty paying their monthly bills gain control of their finances. The process generally involves analysis of the individual's income, expenses, debts, taxes and other factors to create a personal financial assessment; development of a budget for basic living expenses; and agreement on a short-term plan for repayment of creditors which may include debt consolidation or other strategies and a longer term plan for realizing personal financial goals.
  • Retirement Planning (7)
    DM-7150

    Retirement Planning

    DM-7150

    Programs that help people of all ages plan financially for retirement. Services may include a review of existing assets, retirement goals and expected retirement income and assets; analysis of options which may include work-related and individual retirement accounts, investments, savings accounts, trusts, annuities and insurance policies; and assistance in formulating strategies for money management, asset growth and protection, and realistic goal setting based on the client's age, current lifestyle, financial obligations and future earnings potential.
  • Scholarships (1)
    HL-8000.8000

    Scholarships

    HL-8000.8000

    Programs that provide or assist students to apply for awards which usually involve money and/or reduced tuition. Included are both needs-based scholarships which are awarded to outstanding students who are in financial need and honorary scholarships which are awarded on the basis of merit alone and normally carry a nominal monetary award. Scholarship funds come from many sources including private endowments, alumni contributions, college or university funds, individual departments or outside organizations.
  • Tax Forms (1)
    DT-8600

    Tax Forms

    DT-8600

    Libraries, post offices and other organizations that maintain supplies of blank tax forms for people who need them and/or maintain archives of past versions of tax forms for reference purposes. Included are organizations that provide copies of federal and state tax forms for individuals, businesses, corporations and other entities; property tax relief application forms; rent rebate and renter's tax credit application forms; property value reassessment application forms; utility tax exemption application forms and other similar documents. Also included are organizations that maintain Internet websites that have copies of tax forms that can be downloaded.
  • Tax Information (1)
    DT-8700

    Tax Information

    DT-8700

    Programs that provide general information about the tax obligations of individuals, businesses, corporations and other entities, or details regarding specific tax credit, exemption, postponement or rebate programs for which they may be eligible.
  • Tax Issues (1)
    YZ-8450

    Tax Issues

    YZ-8450

    Programs that provide information and/or services that deal with the topic of taxation/taxes.
  • Tax Preparation Assistance (8)
    DT-8800

    Tax Preparation Assistance

    DT-8800

    Programs that help eligible individuals (including older adults, people with disabilities and people with low incomes) prepare their tax returns or complete paperwork to apply for tax relief in the form of tax credit, rebate, exemption or postponement programs. Included are programs staffed by volunteers or others who provide this service without charge and professional tax preparation services. Most tax preparation assistance sites allow the people they assist to file their tax return information electronically.
  • Taxpayer Advocate Services (1)
    DT-8400.8700

    Taxpayer Advocate Services

    DT-8400.8700

    Programs that provide advocacy services for people who have an ongoing tax issue with the IRS or other tax collection agencies that they have been unable to resolve through normal procedures. Included are agencies within the IRS or other tax collection agencies tasked with this responsibility and independent organizations that offer this form of assistance.