Housing & Shelter

Results: 44

• At Risk/Homeless Housing Related Assistance Programs (2)
  BH-0500

  At Risk/Homeless Housing Related Assistance Programs

  BH-0500
  
  Programs authorized under federal or state legislation or local government initiatives that provide financial assistance and supportive services for individuals and/or families who are homeless or at risk for homelessness. Included are prevention programs that help people at imminent risk for homelessness preserve current housing or secure alternative housing; diversion programs that help people actively seeking shelter to identify and access viable alternatives including shared housing arrangements and transitional housing/shelter; and rapid re-housing programs that help people who are already homeless move as quickly as possible into permanent housing. Services may include case management, rental deposits, rent assistance, utility deposits, housing search assistance, moving expenses, expenses related to non-shelter temporary housing in situations where permanent housing has been secured but is currently unavailable, and other costs the family may incur in the process of acquiring or maintaining housing. Allowable activities, eligibility criteria and other requirements vary depending on the jurisdiction, the funding source and the focus of the program.
• Congregate Living Facilities (1)
  BH-7000.4600-150

  Congregate Living Facilities

  BH-7000.4600-150
  
  Retirement hotels, inns, boarding homes and other similar residential facilities where low-income older adults and/or people with disabilities can live independently on their own, usually in one building, share common areas, social activities and amenities and have most meals in a communal dining area. Most of the residences feature a mix of studio, one and two-bedroom apartment style accommodations, rented on a monthly basis, with interior corridors, elevators, small kitchenettes and emergency intercoms or pull cord systems as a safety feature. There may also be special wheelchair access rooms or other amenities designed to make it easier for elderly residents to reside comfortably and safely in their apartments. Housekeeping, social activities, and transportation services may be included and laundry services may be available for an additional fee. Residents pay no entry fees, make no long term financial commitments (other than the usual cleaning and security deposits) and may leave whenever they choose.
• Crisis Shelter (1)
  BH-1800.1500

  Crisis Shelter

  BH-1800.1500
  
  Programs that provide a temporary place to stay for people who are unable to return to their own homes due to sexual assault, domestic violence, human trafficking or other problems. Also included are programs that provide motel vouchers for people who are in one of these situations.
• Domestic Violence Shelters (1)
  BH-1800.1500-100

  Domestic Violence Shelters

  BH-1800.1500-100
  
  Programs that provide temporary emergency shelter for individuals, primarily women, who have experienced domestic violence/abuse, and for their children. Such facilities usually provide in-house individual, group and family counseling and the full range of secondary services related to domestic violence including referral to appropriate resources. Also included are similar facilities for battered men and those that can accommodate both men and women, where they are available.
• Elderly/Disabled Home Rental Listings (1)
  BH-3900.3050-180

  Elderly/Disabled Home Rental Listings

  BH-3900.3050-180
  
  Programs that maintain lists of available rental housing for review by older adults and/or people with disabilities. These listings may include HUD Supportive Housing for the Elderly (Section 202), HUD Supportive Housing for People with Disabilities (Section 811), HUD Congregate Housing (Section 236) or other housing options for independent living specifically for these populations. Included is information that is available online, in print or in other formats.
• Foreclosure Prevention Loan Modification/Refinancing Programs (1)
  BH-3500.3400-300

  Foreclosure Prevention Loan Modification/Refinancing Programs

  BH-3500.3400-300
  
  Programs available through the federal government, state housing agencies or directly from financial institutions that offer fixed rate mortgages, bridge loans or other types of mortgage services primarily for homeowners who cannot afford their current loan, are at risk for default and foreclosure and have the capacity to make the new payment in a timely manner or who owe more than their property is currently worth. The loans help borrowers refinance their mortgage into a payment they can afford, modify the terms and conditions of their current loan or reinstate a delinquent loan; and may involve a reduction in principal if the lending institution is willing to write down the loan or a reduction in the balance in a second lien in some situations. Some loans may be forgiven after a designated number of years or only become due and payable if the property is sold, refinanced or no longer owner-occupied. Most of these programs are time limited and apply only to primary residences. Applicant homeowners may be required to prove economic hardship and demonstrate that they meet income and other guidelines.
• Home Purchase/Mortgage Refinance Loans (1)
  BH-3500.3400

  Home Purchase/Mortgage Refinance Loans

  BH-3500.3400
  
  Programs that provide loans for people who want to buy their own homes or arrange refinancing of their mortgages.
• Homebuyer/Home Purchase Counseling (1)
  BH-3700.3000

  Homebuyer/Home Purchase Counseling

  BH-3700.3000
  
  Programs that help people who want to purchase a home evaluate their readiness for homeownership, shop for housing that meets their needs, resolve potential credit problems, analyze specific home purchase offers, obtain a mortgage loan with advantageous interest rates and an affordable monthly payment, and complete the paperwork to close the loan and complete the sale. Also included are programs that provide assistance for people who want to refinance a home.
• Homebuyer/Home Purchase Counseling for First Time Homeowners (1)
  BH-3700.3000 * YM-2900.2000

  Homebuyer/Home Purchase Counseling * First Time Homeowners

  BH-3700.3000 * YM-2900.2000
  
  

  Programs that provide assistance for people who want to purchase a home by offering information and advice about locating affordable housing that meets their needs, solving potential credit problems, analyzing specific home purchase offers, obtaining necessary financing, understanding the home loan process, and completing all paperwork to acquire and close the loan and complete the sale.

  People who have purchased or are in the process of purchasing a home or condominium for the first time.

• Homeless Financial Assistance Programs (1)
  NL-1000.3000

  Homeless Financial Assistance Programs

  NL-1000.3000
  
  Programs authorized under federal or state legislation or local government initiatives that provide financial assistance for the express purpose of obtaining temporary shelter, emergency housing or permanent housing for individuals and/or families who are homeless or imminently homeless. Expenses may include rental deposits, rent assistance, utility deposits, moving expenses, expenses associated with non-shelter temporary housing in situations where permanent housing has been secured but is currently unavailable, and other costs the family may incur in the process of acquiring or maintaining housing. Allowable activities, eligibility criteria and other requirements vary depending on the funding source.
• Homeless People (1)
  YV-3000

  Homeless People

  YV-3000
  
  Individuals and families who have no fixed, regular and adequate residence, who are residing temporarily with relatives or friends or who live on the street, in emergency or transitional shelters, in a hotel or motel paid for with a shelter voucher, in seriously substandard housing or in an abandoned building, place of business, car or other vehicle, or other public or private place that is not ordinarily used as a regular sleeping accommodation for people. Some people who are homeless have issues with substance abuse, chronic or severe mental illness, chronic unemployment or underemployment, or other problems that prevent them from obtaining housing.
• Homeless Shelter (2)
  BH-1800.8500

  Homeless Shelter

  BH-1800.8500
  
  Programs that provide a temporary place to stay (usually three days to two weeks), generally in dormitory-style facilities with very little privacy, for people who have no permanent housing. Also included are programs that provide motel vouchers for people who are homeless.
• Homeless Veterans (1)
  YV-3000.3150

  Homeless Veterans

  YV-3000.3150
  
  Former members of one of the branches of the armed forces who have no fixed, regular and adequate residence, who are residing temporarily with relatives or friends or who live on the street, in emergency or transitional shelters, in a hotel or motel paid for with a shelter voucher, in seriously substandard housing or in an abandoned building, place of business, car or other vehicle, or other public or private place that is not ordinarily used as a regular sleeping accommodation for people.
• Homelessness Issues (3)
  YZ-3100

  Homelessness Issues

  YZ-3100
  
  Programs that provide information and/or services that deal with the topic of homelessness.
• Homelessness Prevention Programs (2)
  BH-0500.3140

  Homelessness Prevention Programs

  BH-0500.3140
  
  Programs that provide financial assistance and supportive services that stabilize households in their current housing or help them to move into new housing without first entering the shelter system or experiencing homelessness. Services may include financial assistance (short or medium-term rental assistance, security or utility deposits, utility payments, moving cost assistance), housing relocation and stabilization services, legal assistance (generally mediation), credit counseling and case management. The goal is to help households resolve their crisis, secure short-term financial or rental assistance as needed, and access ongoing sources of support in the community in order to remain housed. If the individual or family is unable to stay in their existing housing, the prevention program helps the household to find an alternative housing arrangement that is safe, reasonably affordable and adequate.
• Housing Authorities (8)
  BH-8300.3000

  Housing Authorities

  BH-8300.3000
  
  City, county, or state housing offices that provide information about eligibility for and vacancies in the subsidized housing properties that are under their jurisdiction. Housing authorities accept Section 8 applications, provide Section 8 vouchers, make approved Section 8 rental payments and administer public housing communities while in certain rural areas, the housing finance agency may play this role.
• Housing Complaints (1)
  DD-1500.4650

  Housing Complaints

  DD-1500.4650
  
  Programs that accept and, where possible, attempt to resolve complaints regarding improper, unethical or illegal practices in the provision of housing.
• Housing Counseling (4)
  BH-3700

  Housing Counseling

  BH-3700
  
  Programs that provide comprehensive assistance for people who want to rent or purchase housing including information and guidance about buying and rental costs; how to select affordable housing that meets individual needs; and how to provide for insurance, maintenance and other requirements related to acquiring and paying for housing.
• Housing Development (1)
  TB-3000

  Housing Development

  TB-3000
  
  Programs that monitor and analyze the current housing environment in a community and provide support for the development, finance, management and preservation of a mix of decent, safe and affordable housing for individuals and families of all income levels. Housing development programs improve the livability of communities, expand home ownership opportunities, build a strong tax base, encourage safe streets and empower neighborhoods and communities to flourish.
• Housing Down Payment Loans/Grants (1)
  BH-3500.3500

  Housing Down Payment Loans/Grants

  BH-3500.3500
  
  Programs that provide cash grants or loans for people who want to purchase or build a home and need all or a portion of the amount that is required to make a down payment on the home or property. Included are conventional loans, deferred loans (in which payments are deferred until the home is sold) and forgivable loans (in which all or a part of the loan is forgiven if the borrower resides in the home for a specified period of time).
• Housing Expense Assistance (2)
  BH-3800

  Housing Expense Assistance

  BH-3800
  
  Programs that pay current housing bills or finance new living accommodations for people who are otherwise unable to provide for their housing needs. Housing expense assistance programs may have age, income, disability, need or other eligibility requirements.
• Housing Search and Information (3)
  BH-3900

  Housing Search and Information

  BH-3900
  
  Programs that help people to find and select available rental or purchasable housing, commercial lots and/or residential lots which meet their individual needs. Included is information that is available online, in print or in other formats.
• Housing/Shelter (2)
  BH

  Housing/Shelter

  BH
  
  Programs that seek to meet the basic shelter needs of the community by providing temporary shelter for people who are in emergency situations, home improvement programs, housing location assistance and a variety of housing alternatives.
• HUD Approved Counseling Agencies (5)
  BH-3700.3200

  HUD Approved Counseling Agencies

  BH-3700.3200
  
  Agencies funded by the federal Office of Housing and Urban Development to provide prepurchase and mortgage default counseling, home equity conversion (reverse mortgage) counseling and information about the HUD rent assistance program for current and prospective purchasers and tenants.
• Low Cost Home Rental Listings (3)
  BH-3900.3050-440

  Low Cost Home Rental Listings

  BH-3900.3050-440
  
  Programs that maintain lists of available low-cost apartments and houses for lease or rent for review by low-income people in search of housing. Included is information that is available online, in print or in other formats.
• Low Income/Subsidized Private Rental Housing (34)
  BH-7000.4600-450

  Low Income/Subsidized Private Rental Housing

  BH-7000.4600-450
  
  Privately owned rental housing that is made available to low-income individuals and families at reduced rates based on a contract between HUD or the state housing authority and the property owner. Subsidies are paid directly to the owner of the property who then rents units to income-eligible individuals and families. Also included are low-cost or below market rate housing that is operated or sponsored by religious or charitable organizations for the benefit of low-income individuals and families; and rental housing targeted to lower income households that has been purchased, rehabilitated or constructed by developers who are receiving a federal income tax credit under the Low Income Housing Tax Credit (LIHTC) program or are participants in other similar affordable housing incentive programs. Some privately owned rental units that were developed or improved with public funds are also required to rent a designated number of units at reduced prices to people who meet low-income eligibility requirements until the federal or state loans are paid. Some complexes or housing units may be reserved for low-income older adults, people with disabilities and/or other special populations. Included are income-based rental housing where tenants pay rent that is geared to their income; as well as fixed below market rate rental housing where rent is lower than what people would normally pay renting the unit but is based on a specified percentage of the median income for the area rather than on a percentage of an individual's actual income, and tenants may have to be within a specified income range to live there. Rental amounts and the level of "affordability" may vary considerably among programs.
• Low Income/Subsidized Rental Housing for Older Adults (1)
  BH-7000.4600 * YB-8000

  Low Income/Subsidized Rental Housing * Older Adults

  BH-7000.4600 * YB-8000
  
  

  Government housing programs that make rental housing more readily available to homeless people and/or low-income individuals and families (those below 50% of the area's median income). Some complexes or housing units may be reserved for low-income older adults, people with disabilities and/or other special populations.

  Individuals who are age 50, 55, 60, 62 or 65 or older depending on the minimum age for qualifying as an older adult which varies by program.

• Market Rate Rental Housing (1)
  BH-7000.5100-450

  Market Rate Rental Housing

  BH-7000.5100-450
  
  Apartments, duplexes, triplexes and other dwellings that are available on an unsubsidized basis at market rates to the general public for lease or rent. There are no age, disability-related or other restrictions regarding the people who may become tenants.
• Post Disaster Housing Assistance (1)
  TH-2900.6500

  Post Disaster Housing Assistance

  TH-2900.6500
  
  Programs that provide for the short and long-term housing needs of individuals and families who have lost their place of residence in a major disaster or large-scale emergency by providing them with a mechanism for reporting damage, by arranging for temporary housing while their homes are being repaired or rebuilt, by helping them identify alternative short and/or long-term housing replacement arrangements, by supporting their ability to make structural repairs that will enable them to return to their homes, or by supporting their ability to rebuild. Some forms of post disaster housing assistance are generally also available to individuals who have experienced a localized incident such as a house fire that has made them temporarily homeless.
• Public Housing (1)
  BH-7000.4600-600

  Public Housing

  BH-7000.4600-600
  
  Housing developments or scattered single family dwellings that are owned and managed by local housing authorities and rented to income and program eligible individuals and families, including older adults and people with disabilities. The units are governed by federal regulations which determine the application process, eligibility requirements, and tenant payment and lease obligations. Eligible households pay approximately 30% of their adjusted gross income for rent.
• Residential Housing Options (1)
  BH-7000

  Residential Housing Options

  BH-7000
  
  Temporary or long-term residential options for individuals and families who are looking for housing. Included are market rate and subsidized rental and purchase options; facilities for people who do not want to establish independent households or cannot afford to do so; and housing for older adults and people with disabilities who are capable of maintaining independent living in a communal environment without any form of supervision, care or support. Structures may include single family dwellings, apartment buildings, duplexes, triplexes, congregate living facilities, mobile home parks, single room occupancy (SRO) housing and other shared housing facilities.
• Runaway/Homeless Youth Helplines (1)
  RP-1500.1400-700

  Runaway/Homeless Youth Helplines

  RP-1500.1400-700
  
  Programs that provide immediate assistance for children and youth who have run away from or have been pushed out of their homes or who are acting out and at risk of abuse. Included may be steps to ensure the youth's safety, information regarding the youth's rights and alternatives, and referrals for shelter, medical care, ongoing counseling or group support and other related services. Also included are programs that maintain a message relay system which allows runaways to contact their parents or other concerned individuals and receive messages from them. Helpline staff are generally available via telephone, email, chat and/or text.
• Safe Houses (1)
  BH-1800.1500-750

  Safe Houses

  BH-1800.1500-750
  
  Networks of people who are willing to provide short or long-term shelter in private homes, places of worship or other facilities for individuals experiencing domestic violence, sexual assault survivors, undocumented people and others who are fleeing a dangerous or threatening situation and who have no other safe alternatives. These homes or facilities may also provide for the basic subsistence needs of residents including food, clothing and, in some cases, a variety of social services. Also included are organizations that refer people who are in need of this service to the nearest safe house.
• Safe Houses for Battered Women (1)
  BH-1800.1500-750 * YX-0300.1200

  Safe Houses * Battered Women

  BH-1800.1500-750 * YX-0300.1200
  
  

  Networks of people who are willing to provide short or long-term shelter in private homes, places of worship or other facilities for women experiencing domestic violence, sexual assault survivors, undocumented people and others who are fleeing a dangerous or threatening situation and who have no other safe alternatives. These homes or facilities may also provide for the basic subsistence needs of residents including food, clothing and, in some cases, a variety of social services. Also included are organizations that refer people who are in need of this service to the nearest safe house.

  Adult women who have been subjected to a persistent pattern of physical, sexual and/or emotional abuse and intimidation by their husbands or male partners.

• Section 8 Housing Choice Vouchers for Older Adults / Functional Disabilities (1)
  BH-7000.4600-700 * YB-8000 * YF-2200

  Section 8 Housing Choice Vouchers * Older Adults / Functional Disabilities

  BH-7000.4600-700 * YB-8000 * YF-2200
  
  

  A federally-supported, tenant-based housing program administered by local housing authorities that provides assistance in the form of vouchers that enable income-eligible families to find and lease approved privately owned housing where the landlord has agreed to enter into a contract with the housing authority and/or finance agency. Tenant-based assistance provides rental subsidies that move with a household into any qualifying housing within a certain area. The housing can be (and often is) private housing that may not have been built with the intention of accepting solely low-income tenants, but if the quality and cost of the unit fall within a specified range, it may qualify. Eligible households pay approximately 30% to 40% of their adjusted gross income for rent and the housing authority subsidizes the balance.

  Individuals who are age 50, 55, 60, 62 or 65 or older depending on the minimum age for qualifying as an older adult which varies by program.

  Physical, mental or developmental disabilities which pose substantial barriers to an individual's ability to maintain independent living and which place the individual at risk of institutionalization without varying degrees of community support or which may leave no other choice than institutionalization.

• Section 8/Rental Assistance Program Rental Listings (3)
  BH-3900.3050-750

  Section 8/Rental Assistance Program Rental Listings

  BH-3900.3050-750
  
  Programs that maintain lists of available rental housing that is owned or managed by individuals who have agreed to accept tenants who have Section 8 certificates from the local housing authority or finance agency, or rental assistance certificates from other federal, state or locally funded rental assistance programs. Included is information that is available online, in print or in other formats.
• Senior Housing Information and Referral (7)
  BH-8500.8000

  Senior Housing Information and Referral

  BH-8500.8000
  
  Programs that maintain information about retirement residences, residential care facilities and nursing homes, and link older adults who are looking for alternative living options with appropriate independent or supervised living resources.
• Senior Move Managers (1)
  BH-5000.8000

  Senior Move Managers

  BH-5000.8000
  
  Programs that help older adults (and others) who are faced with the prospect of moving from one environment to another (particularly those who are downsizing from a family home and moving to a retirement community or smaller residence) cope with the physical and emotional aspects of making the transition. Move managers plan, coordinate and supervise all aspects of a move. They may help people sort through and organize their belongings and decide what to take; determine and coordinate the disposition of articles that will be left behind; develop a timetable for the move; plan for the placement of furnishings and other items in the new space; identify and contact professionals such as moving companies, estate sales companies, storage facilities and realtors who may be required during the relocation process; provide packing materials; pack the individuals belongings; supervise the activities on moving day; and unpack and set up the new home according to the person's wishes, hanging pictures, making beds, connecting electrical appliances and, overall, making the new environment immediately livable.
• Subsidized Home Acquisition (5)
  BH-7000.8100

  Subsidized Home Acquisition

  BH-7000.8100
  
  Programs that make housing more readily available to middle or low-income individuals and families or other identified groups by offering lower priced or cooperative housing and/or affordable payment plans, arranging for interest or mortgage subsidies for people who qualify on the basis of income, or by providing mortgage-free homes, generally for designated populations.
• Supportive Housing (2)
  BH-8400

  Supportive Housing

  BH-8400
  
  Programs that provide an alternative living arrangement for individuals who, because of age, disability, substance abuse, mental illness, chronic homelessness or other circumstances, are unable to live independently without care, supervision and/or support to help them in the activities of daily living; or who need access to case management, housing support, vocational, employment and other services to transition to independent living.
• Temporary Shelters for Wandering Adults (1)
  BH-1800.1500-850

  Temporary Shelters for Wandering Adults

  BH-1800.1500-850
  
  Programs that provide temporary shelter in a supervised setting for memory-impaired adults (many of them with Alzheimer's disease or other forms of senility or dementia) who have wandered away from their homes or group living environments and whose caregivers cannot be immediately identified or contacted. Included are permanent facilities that specialize in helping this population and programs, sometimes provided by law enforcement, that coordinate placement of adult wanderers in facilities such as behavioral centers and hospitals that have agreed to be called at any time and accept wanderers until they can be identified and returned to their homes.
• Transitional Housing/Shelter (2)
  BH-8600

  Transitional Housing/Shelter

  BH-8600
  
  Programs that provide extended shelter and supportive services primarily for homeless individuals and/or families with the goal of helping them live independently and transition into permanent housing. Some programs require that the individual/family be transitioning from a short-term emergency shelter. The length of stay varies considerably by program. It is generally longer than two weeks but typically 60 days or more and, in many cases, up to two years or more. The supportive services may be provided directly by the organization managing the housing or may be coordinated by them and provided by other public or private agencies. Transitional housing/shelter is generally provided in apartment style facilities with a higher degree of privacy than short-term homeless shelters; may be provided at no cost to the resident; and may be configured for specialized groups within the homeless population such as people with substance use disorders, homeless mentally ill, homeless domestic violence victims, veterans or homeless people with AIDS/HIV. In some cases, a "transition in place" option allows families to continue living in the same complex (if not the same unit) where their transitional housing unit is located when they are ready to move to permanent housing. In other cases, the permanent housing option is either public housing or private rental housing supported by a tenant-based voucher subsidy. Included are post-domestic violence shelter housing programs that make affordable rental housing (or other accommodations) available to women, generally those who are coming directly out of a domestic violence shelter or other crisis shelter, often in apartment complexes owned by the shelter; and programs that provide transitional housing and support services for other targeted groups such as military and veteran families and others who need a temporary supportive living environment to maintain stability and begin to thrive.
• Transitional Housing/Shelter for Veterans (1)
  BH-8600 * YN-9000

  Transitional Housing/Shelter * Veterans

  BH-8600 * YN-9000
  
  

  Programs that provide extended shelter and supportive services for homeless individuals and/or families with the goal of helping them live independently and transition into permanent housing. Some programs require that the individual/family be transitioning from a short-term emergency shelter. The length of stay varies considerably by program. It is generally longer than two weeks but typically 60 days or more and, in many cases, up to two years or more. The supportive services may be provided directly by the organization managing the housing or may be coordinated by them and provided by other public or private agencies. Transitional housing/shelter is generally provided in apartment style facilities with a higher degree of privacy than short-term homeless shelters; may be provided at no cost to the resident; and may be configured for specialized groups within the homeless population such as people with substance abuse problems, homeless mentally ill, homeless domestic violence victims, veterans or homeless people with AIDS/HIV. Included are post-domestic violence shelter housing programs that make affordable rental housing (or other accommodations) available to women, generally those who are coming directly out of a domestic violence shelter or other crisis shelter, often in apartment complexes owned by the shelter.

  Individuals who are former members of one of the branches of the armed forces and who, by length and type of services, honorable discharge or release or degree of disability, qualify for the benefits and privileges that are provided by law for ex-servicemen and women.

• USDA Rural Home Purchase Loan Programs (1)
  BH-3500.3400-850

  USDA Rural Home Purchase Loan Programs

  BH-3500.3400-850
  
  Programs offered by the U.S. Department of Agriculture's Rural Housing Service that make home loans and loan guarantees available to rural families with an income below 80% of the median income level in the communities where they live who do not qualify for a conventional loan. Direct loans are made for the purchase of a new home or for new home construction including site preparation. The loan guarantee program guarantees loans made by private lenders. Under the terms of this program, families may borrow up to 100% of the appraised value of a home eliminating the need for a down payment, a barrier to home ownership frequently faced by families with low incomes.